The PLP provided by CNPS replaced the basic liability insurance CRNBC previously purchased on behalf of nurses. Given today’s level of civil claims and court-awarded payouts, the public and nurses require and expect better protection.
CNPS provides a broader range of services than is available through commercial insurance coverage including legal advice, education and risk management support
CNPS offers professional liability protection related to nursing practice of up to $10M per claim for professional negligence, up to $1M per occurrence for criminal investigations and prosecutions, and up to $1M per occurrence for statutory offences.
In addition to this increased protection, CNPS provides access to confidential and objective advice to improve safety, quality, and reduce exposure to risk, support for professional practice issues (e.g., right to die, patient handover), timely access to independent legal advice and assessment of contracts.
Visit CNPS.ca to learn more about the benefits of CNPS.
In some cases liability coverage provided by your employer may not be adequate. You do not have coverage should you volunteer as a nurse or choose to work in independent practice.
If you work without valid registration, even if you do it accidentally, you're taking a risk. Only practising registrants are eligible for CNPS professional liability protection.
If you practise without protection, you are opening yourself up to personal financial risk if there is a lawsuit stemming from your nursing practice during that period.
Professional liability protection is required in order to:
Ensure that individuals who have been harmed due to professional negligence are properly compensated
Provide adequate protection to every nursing professional from the costs of defending an allegation made against them and any resulting damages awarded.
You may be thinking that you're fully protected under your employer's liability insurance, but that may not be the case. Learn more.
The higher fee is due to the broader scope of NP work and the associated, increased risk for potential liability.
By definition, non-practising registrants aren't engaged in nursing activities. As a result, they don't require professional liability protection.
No. Integrating the purchase of PLP into your overall registration fee ensures that all practising registrants have PLP and have adequate protection in case of a claim. CRNBC has negotiated a group rate with CNPS that enables registrants to receive a drastically reduced price.
Purchasing professional liability protection on an individual basis is costly. For example, it's possible for nurses to register for individual, independent beneficiary status through CNPS, but the annual fees for individual members are $115 for RNs and $330 for NPs (plus tax).
Nurses registered in and paying for CNPS membership in multiple jurisdictions may
be eligible for a refund. If eligible, the refund will be automatically
paid to the registrant by the CNPS on or before June 1, 2017. In
the meantime, all nurses must pay the CNPS portion of the CRNBC fees in order that CRNBC can be satisfied that all its registrants are
eligible for CNPS services.
For more information on the CNPS refund policy, procedures and your eligibility, please contact the CNPS at 1.800.267.3390 or firstname.lastname@example.org.